Who Said You Have to Have It All Figured Out by 50?

Somewhere along the way, someone decided that 50 was the age when you were supposed to have it all sorted. The career, the house, the retirement plan, the hobby you're "passionate" about, the hair color you've committed to. By 50, the story goes, you should be coasting.

I'd like to know who wrote that rule, because I have questions. Mostly about whether they ever had to pack a household on a few days' notice and then unpack it in a place where they didn't know where the grocery store was.

Here is what I know about women who served. We are extremely good at figuring things out under pressure, with incomplete information, on someone else's timeline. What we are less practiced at is figuring things out for ourselves, slowly, with nobody telling us where to report or what time.

The plan was always somebody else's plan

For a lot of us, the big decisions came pre-packaged. The military told you where to live and for how long. Then maybe a spouse's career told you. Then the kids' school calendar told you. You got very, very good at adapting, and adapting is a real skill. It is also not the same thing as choosing.

So if you've hit your late forties or fifties and you're staring at the ceiling at 2 a.m. wondering what you actually want, you are not behind. You may just be getting your first real turn at the question.

That's not a crisis. That's a long-overdue promotion to decision-maker.

Nobody hands you a five-paragraph order for the rest of your life.

You've already done the hard part

Think about the résumé you're working with. You learned to lead people who didn't necessarily want to be led. You learned to stay calm when things went sideways, which they did, often, and usually right before a holiday weekend. You learned to read a room, write a decent email under duress, and sleep basically anywhere.

None of that expired when you turned in your ID card. It doesn't expire at 50, either.

The women I served with who seem happiest now are not the ones who had a perfect plan. They're the ones who gave themselves permission to try something, decide it wasn't quite right, and try something else without treating it like a failed inspection.

A few ways to start (without a five-year plan)

Nobody hands you a five-paragraph order for the rest of your life. You get to write your own, and it can be rough draft quality for a while. Some ideas:

• Run a small recon. Before you go back to school or quit anything, have coffee with three people who do the thing you're curious about. Ask what their actual Tuesday looks like. That tells you more than any brochure.
• Pilot it. Take one class. Volunteer for one season. Do one freelance project. Treat it like a field test, not a lifetime enlistment.
• Use what you earned. If education or job training is on the table, look into what veteran benefits might apply to you. The rules change and depend on your situation, so check VA.gov directly or sit down with a VA accredited Veterans Service Officer, who can walk you through it at no cost.
• Get honest about money. A second act is a lot more fun when it isn't financed by panic. A fee-only financial planner can help you see what's realistic before you make a leap.
• Write down what drains you. This list is often more useful than the "dream job" list. If you know you never want to sit in another meeting about meetings, that narrows things down nicely.

Changing your mind is allowed

Here is the part nobody says out loud: you are allowed to want something different at 52 than you wanted at 22. You are allowed to be great at something and still not want to do it anymore. You are allowed to start over, and then start over again, and to say "I'm figuring it out" at a dinner party without apologizing.

My kids think I should have a tidy answer when they ask what's next. I usually tell them I'm in the planning phase. They roll their eyes. I've earned the right to take my time.

So no, you don't have to have it all figured out by 50. Or 60. Or ever, really. You just have to stay curious and keep moving, which, if we're honest, is the only thing any of us were ever actually doing anyway.